Now Reading
Illegal TikTok trend of breaking into people’s homes sparks conversation on how to protect your home

Illegal TikTok trend of breaking into people’s homes sparks conversation on how to protect your home

Following the emergence of the new TikTok trend of walking into strangers’ homes uninvited, experts from insurance broker One Sure Insurance have shared their top tips on how to lower the cost of home insurance, and why it’s so important in the first place.

Invest in your security system

Home insurance is designed to give you and your family peace of mind that your home and its contents are safe. One of the easiest ways to tackle the rise in premium is to invest in a security system with alarms, sensors, and alerts. Upgrading fire alarms, door and window triggers and CCTV cameras will go a long way in reducing the premiums that come with home insurance. 

Check your locks on doors, windows and alarms

Another useful tip is to ​​check what locks/security you have on doors, windows and alarms, as some home insurance companies can give discounts depending on the level of security you have. 

Specify your needs

Home insurance is an amalgamation of several individual policies, covers, and riders that together provide a protective net for your home and your way of life. By specifying how much building/contents cover you need, this will help reduce the costs significantly. If you over-insure your home, this will increase your premiums unnecessarily. Remember, the more riders and covers you take as part of your home insurance; the higher your premium will be. 

See Also

Increase your excess

It’s simple: The more excess you opt in for, the less premium you pay. A higher excess can mean cheaper premiums and your insurance will cost less in the long-run.

Commenting on the issue, a spokesperson for One Sure Insurance said: “Last year alone, £1.9 million was paid out every single day in home insurance, making now the most important time to protect your home and ensure your peace of mind. A house is more than just a roof over your head: it is an investment, a fall-back during periods of emergency and a long term asset. Naturally, you want to protect your investment, and that is why you need home insurance.”